{"id":1777,"date":"2012-04-15T21:53:29","date_gmt":"2012-04-15T21:53:29","guid":{"rendered":"http:\/\/www.mortgagesmoneyandme.com\/?page_id=1777"},"modified":"2023-06-12T13:09:50","modified_gmt":"2023-06-12T13:09:50","slug":"complaints","status":"publish","type":"page","link":"https:\/\/mortgagesmoneyandme.com\/complaints\/","title":{"rendered":"Feedback and Complaints"},"content":{"rendered":"

We are committed to providing our customers with the best possible service and welcome your feedback. <\/p>\n

If at any time we have not met our obligations \u2013 or you have a complaint about any of our services \u2013 please inform us so we can work towards a resolution. We will endeavour to deal with your complaint promptly, thoroughly and fairly.<\/p>\n

How to make a Complaint<\/h2>\n

If you have a complaint with our services, we request you follow these steps:<\/p>\n

1.\tPlease refer your complaint to Roni Gors, the Managing Director of our licensee, Apple Road Pty Ltd by:<\/p>\n

Phoning: 0408 451 336,
\nEmailing: Via our Contact Form<\/a>
\nWriting to: PO Box 28, Ballajura, Western Australia, 6066<\/p>\n

2.\tWe may ask for additional information and request you to put your complaint in writing to ensure your issue is properly investigated.<\/p>\n

3.\tWe will provide a written acknowledgement of receipt of your complaint within 2 business days, unless the complaint is otherwise resolved in the meantime. <\/p>\n

4.\tWe will ensure that a substantive response is given to your complaint as soon as possible, but within forty five (45) days of receipt of your complaint. <\/p>\n

5.\tIf we cannot respond to your complaint within forty five (45) days, we will inform you of the reasons for the delay and of your right to refer the complaint to the Credit Ombudsman Service.<\/p>\n

We will observe the following principles in handling your complaint:<\/p>\n

1.\tThere is no requirement for face-to-face contact between you and us, although it may be useful for us to come to a satisfactory resolution;<\/p>\n

2.\tWe expect that both parties will make a genuine attempt to resolve a complaint promptly;<\/p>\n

3.\tWe expect that both parties will provide all essential and relevant information, documents, written statements and any other materials that may properly and reasonably be believed to assist in resolving the complaint; <\/p>\n

4.\tWe expect that both parties will comply with all reasonable requests from the other party to provide information within a reasonable time frame. <\/p>\n

Third Party Products or Services<\/h2>\n

If your complaint relates to a product or service acquired through a third party (for example, a lender) we may ask you to contract the relevant third party. They will deal with your complaint under their complaints resolution process.<\/p>\n

If you are not satisfied with the resolution of your complaint by the third party under their complaints resolution process, you are entitled to have your dispute considered by their External Dispute Resolution Scheme. Please contact the third party for further details.<\/p>\n

Keeping you informed<\/h2>\n

You will be kept informed via email as a first preference, or via phone if email is not available.<\/p>\n

Still not satisfied?<\/h2>\n

If you do not think we have resolved your complaint to your satisfaction, you may take the matter \u2013 free of charge \u2013 to our External Disputes Resolution Scheme (provided it is within the scheme\u2019s terms of reference) as detailed below. You may also refer the matter to the relevant External Disputes Resolution Scheme at any time, but if our internal process is still in progress, they may request that our internal processes be complete before considering the matter further.<\/p>\n

Our external dispute resolution service provider is the Australian Financial Complaints Authority (membership number 45012):<\/p>\n

\u2022\tTelephone: 1800 931 678
\n\u2022\tWebsite: www.afca.org.au
\n\u2022\tEmail: info@afca.org.au
\n\u2022\tPostal: Australian Financial Complaints Authority
\n GPO Box 3, Melbourne VIC 3001<\/p>\n

Time limits may apply to complain and so you should act promptly or otherwise consult the AFCA website to find out if or when the time limit relevant to your circumstances expires.<\/p>\n","protected":false},"excerpt":{"rendered":"

We are committed to providing our customers with the best possible service and welcome your feedback. If at any time we have not met our obligations \u2013 or you have a complaint about any of our services \u2013 please inform us so we can work towards a resolution. We will endeavour to deal with your […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/pages\/1777"}],"collection":[{"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/comments?post=1777"}],"version-history":[{"count":1,"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/pages\/1777\/revisions"}],"predecessor-version":[{"id":7579,"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/pages\/1777\/revisions\/7579"}],"wp:attachment":[{"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/media?parent=1777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}