{"id":9008,"date":"2023-07-04T10:09:56","date_gmt":"2023-07-04T10:09:56","guid":{"rendered":"https:\/\/www.mortgagesmoneyandme.com\/?page_id=9008"},"modified":"2023-07-05T07:47:55","modified_gmt":"2023-07-05T07:47:55","slug":"services","status":"publish","type":"page","link":"https:\/\/mortgagesmoneyandme.com\/services\/","title":{"rendered":"Services"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9008\" class=\"elementor elementor-9008\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4a869aa6 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"4a869aa6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f872fba\" data-id=\"1f872fba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54157b16 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"54157b16\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Services<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1899063d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1899063d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d44320d\" data-id=\"6d44320d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3154f3c7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3154f3c7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3a8bb8a2\" data-id=\"3a8bb8a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cee919 elementor-widget elementor-widget-heading\" data-id=\"9cee919\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Home loans &amp; finance<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f01f314 elementor-widget elementor-widget-heading\" data-id=\"3f01f314\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;0.5&quot;,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;50&quot;}},&quot;motion_fx_opacity_effect&quot;:&quot;yes&quot;,&quot;motion_fx_opacity_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;50&quot;}},&quot;motion_fx_opacity_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_opacity_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage broking services<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-61fd8b3d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"61fd8b3d\" data-element_type=\"section\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;1&quot;,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;50&quot;}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f25990b\" data-id=\"f25990b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17ff01e3 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"17ff01e3\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/mortgagesmoneyandme.com\/wp-content\/uploads\/elementor\/css\/custom-widget-icon-box.min.css?ver=1714516186\">\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 25 24\" height=\"48\" width=\"48\"><path fill=\"#ffffff\" d=\"M12.674 0.939003C12.4898 0.770917 12.2494 0.677734 12 0.677734C11.7506 0.677734 11.5102 0.770917 11.326 0.939003L3.5 8.084V21.823C3.5 21.9556 3.55268 22.0828 3.64645 22.1766C3.74021 22.2703 3.86739 22.323 4 22.323H19.972C20.1046 22.323 20.2318 22.2703 20.3256 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23.0945 17.3187 23.068C17.2567 23.0415 17.2007 23.0028 17.154 22.9541L12.4 18.0001C11.951 17.5509 11.6547 16.9719 11.5529 16.345C11.4511 15.7182 11.5491 15.0752 11.833 14.5071V14.5071C12.0475 14.0783 12.3608 13.7066 12.7471 13.4226C13.1334 13.1387 13.5816 12.9506 14.0548 12.8738C14.5281 12.7971 15.0128 12.8338 15.469 12.9811C15.9253 13.1284 16.34 13.3821 16.679 13.7211L17.514 14.5561L18.349 13.7211C18.6875 13.3808 19.1021 13.1259 19.5585 12.9774C20.015 12.829 20.5002 12.7913 20.9741 12.8674C21.448 12.9435 21.8971 13.1312 22.2841 13.4151C22.6711 13.699 22.9851 14.0709 23.2 14.5001V14.5001C23.485 15.0694 23.5832 15.7141 23.4807 16.3424C23.3782 16.9708 23.0802 17.5508 22.629 18.0001L17.876 22.9541Z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tFirst home\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBuying or building your first home is an exciting time, and we are here to make sure you know all the incentives that are only available for First Home Buyers.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e0f65d\" data-id=\"e0f65d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-799f31ca elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"799f31ca\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" height=\"48\" width=\"48\"><path fill=\"#ffffff\" d=\"M12.674 0.939003C12.4898 0.770917 12.2494 0.677734 12 0.677734C11.7506 0.677734 11.5102 0.770917 11.326 0.939003L3.5 8.084V21.823C3.5 21.9556 3.55268 22.0828 3.64645 22.1766C3.74021 22.2703 3.86739 22.323 4 22.323H19.972C20.1046 22.323 20.2318 22.2703 20.3256 22.1766C20.4193 22.0828 20.472 21.9556 20.472 21.823V8.059L12.674 0.939003Z\"><\/path><path fill=\"#e3e3e3\" d=\"M12.674 0.939003C12.4898 0.770917 12.2494 0.677734 12 0.677734C11.7506 0.677734 11.5102 0.770917 11.326 0.939003L3.5 8.084V11.407L11.326 4.262C11.5102 4.09392 11.7506 4.00073 12 4.00073C12.2494 4.00073 12.4898 4.09392 12.674 4.262L20.474 11.381V8.059L12.674 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11.4253C17.5067 11.1938 16.3003 11.3127 15.2039 11.7668C14.1075 12.2209 13.1705 12.9899 12.5112 13.9766C11.8519 14.9633 11.5 16.1234 11.5 17.3101C11.5 18.9014 12.1321 20.4275 13.2574 21.5527C14.3826 22.6779 15.9087 23.3101 17.5 23.3101Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M20.171 15.5699L17.271 19.4439C17.2065 19.5298 17.1243 19.6009 17.03 19.6522C16.9356 19.7036 16.8314 19.7341 16.7242 19.7417C16.6171 19.7493 16.5096 19.7338 16.409 19.6962C16.3083 19.6586 16.217 19.5999 16.141 19.5239L14.641 18.0239\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tNext home\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tYour first home is rarely your forever home.  More space, less space, different location... whatever the reason we are here to help with your move!\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-64abccdc\" data-id=\"64abccdc\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2dae7362 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"2dae7362\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" height=\"48\" width=\"48\"><path fill=\"#b2b2b2\" d=\"M10.529 1.5H13C13.1326 1.5 13.2598 1.55268 13.3536 1.64645C13.4473 1.74021 13.5 1.86739 13.5 2V4.5L10.529 1.5Z\"><\/path><path fill=\"#ffffff\" d=\"M8.655 2.06798C8.47318 1.91037 8.24062 1.82361 8 1.82361C7.75938 1.82361 7.52682 1.91037 7.345 2.06798L3.5 5.39998V14C3.5 14.1326 3.55268 14.2598 3.64645 14.3535C3.74021 14.4473 3.86739 14.5 4 14.5H12.006C12.1386 14.5 12.2658 14.4473 12.3596 14.3535C12.4533 14.2598 12.506 14.1326 12.506 14V5.40498L8.655 2.06798Z\"><\/path><path fill=\"#e3e3e3\" d=\"M8.655 2.06798C8.47318 1.91037 8.24062 1.82361 8 1.82361C7.75938 1.82361 7.52682 1.91037 7.345 2.06798L3.5 5.39998V7.78898L7.345 4.45698C7.52682 4.29937 7.75938 4.21261 8 4.21261C8.24062 4.21261 8.47318 4.29937 8.655 4.45698L12.506 7.79398V5.40498L8.655 2.06798Z\"><\/path><path fill=\"#6262e4\" d=\"M23.5 9.5L18.207 14.793C18.0195 14.9805 17.7652 15.0858 17.5 15.0858C17.2348 15.0858 16.9805 14.9805 16.793 14.793L14.207 12.207C14.0195 12.0195 13.7652 11.9142 13.5 11.9142C13.2348 11.9142 12.9805 12.0195 12.793 12.207L2.5 22.5H21.5C22.0304 22.5 22.5391 22.2893 22.9142 21.9142C23.2893 21.5391 23.5 21.0304 23.5 20.5V9.5Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M0.5 7.99998L7.345 2.06798C7.52682 1.91037 7.75938 1.82361 8 1.82361C8.24062 1.82361 8.47318 1.91037 8.655 2.06798L15.5 7.99998\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M11 1.5H13C13.1326 1.5 13.2598 1.55268 13.3536 1.64645C13.4473 1.74021 13.5 1.86739 13.5 2V4\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M23.5 9.5L18.207 14.793C18.0195 14.9805 17.7652 15.0858 17.5 15.0858C17.2348 15.0858 16.9805 14.9805 16.793 14.793L14.207 12.207C14.0195 12.0195 13.7652 11.9142 13.5 11.9142C13.2348 11.9142 12.9805 12.0195 12.793 12.207L2.5 22.5\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M23.5 13.5V9.5H19.5\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M7.5 14.5001H4C3.86739 14.5001 3.74021 14.4474 3.64645 14.3536C3.55268 14.2598 3.5 14.1327 3.5 14.0001V8.18506\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M12.5 10.0001V8.18506\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tProperty investment\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe help with the correct loan structure to maximise tax benefit and assist with wealth creation while minimising your personal exposure as much as possible.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-466046af elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"466046af\" data-element_type=\"section\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;1&quot;,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;50&quot;}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-38025f41\" data-id=\"38025f41\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f0ec5fd elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"f0ec5fd\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" height=\"48\" width=\"48\"><path fill=\"#ffffff\" d=\"M21 13.5V21C21 21.2652 20.8946 21.5195 20.7071 21.7071C20.5196 21.8946 20.2652 22 20 22H11C10.7348 22 10.4804 21.8946 10.2929 21.7071C10.1054 21.5195 10 21.2652 10 21V13.5L15.15 8.34996C15.2435 8.25835 15.3691 8.20703 15.5 8.20703C15.6309 8.20703 15.7565 8.25835 15.85 8.34996L21 13.5Z\"><\/path><path fill=\"#e3e3e3\" d=\"M15.85 8.34996C15.7565 8.25835 15.6309 8.20703 15.5 8.20703C15.3691 8.20703 15.2435 8.25835 15.15 8.34996L10 13.5V16.226L15.15 11.076C15.2435 10.9843 15.3691 10.933 15.5 10.933C15.6309 10.933 15.7565 10.9843 15.85 11.076L21 16.226V13.5L15.85 8.34996Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M21 13.5V21C21 21.2652 20.8946 21.5195 20.7071 21.7071C20.5196 21.8946 20.2652 22 20 22H11C10.7348 22 10.4804 21.8946 10.2929 21.7071C10.1054 21.5195 10 21.2652 10 21V13.5L15.15 8.34996C15.2435 8.25835 15.3691 8.20703 15.5 8.20703C15.6309 8.20703 15.7565 8.25835 15.85 8.34996L21 13.5Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M23 15.5L21 13.5\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M10 13.5L8 15.5\"><\/path><path fill=\"#ffef5e\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M5 5V22.5C5 22.6326 4.94732 22.7598 4.85355 22.8536C4.75979 22.9473 4.63261 23 4.5 23H1.5C1.36739 23 1.24021 22.9473 1.14645 22.8536C1.05268 22.7598 1 22.6326 1 22.5V5H5Z\"><\/path><path fill=\"#ffef5e\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M23 1.5V4.5C23 4.63261 22.9473 4.75979 22.8536 4.85355C22.7598 4.94732 22.6326 5 22.5 5H5V1H22.5C22.6326 1 22.7598 1.05268 22.8536 1.14645C22.9473 1.24021 23 1.36739 23 1.5Z\"><\/path><path fill=\"#808080\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M5 1V5H1V1.5C1 1.36739 1.05268 1.24021 1.14645 1.14645C1.24021 1.05268 1.36739 1 1.5 1H5Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M8 5V3\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M12 5V3\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M16 5L16.001 3\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M20 5L20.001 3\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M5 20H3\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M5 16H3\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M5 12H3\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M5 8H3\"><\/path><path fill=\"#06d9fa\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M17 22V18C17 17.6022 16.842 17.2206 16.5607 16.9393C16.2794 16.658 15.8978 16.5 15.5 16.5C15.1022 16.5 14.7206 16.658 14.4393 16.9393C14.158 17.2206 14 17.6022 14 18V22H17Z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tBuilding or renovating?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBuilding a house, or renovating an existing one, requires a specific finance structure to help meet deadlines, minimise costs ad allow for progress payments.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4e909294\" data-id=\"4e909294\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1f209fd0 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"1f209fd0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" height=\"48\" width=\"48\"><path fill=\"#ffffff\" d=\"M12.674 0.939003C12.4898 0.770917 12.2494 0.677734 12 0.677734C11.7506 0.677734 11.5102 0.770917 11.326 0.939003L3.5 8.084V21.823C3.5 21.9556 3.55268 22.0828 3.64645 22.1766C3.74021 22.2703 3.86739 22.323 4 22.323H19.972C20.1046 22.323 20.2318 22.2703 20.3256 22.1766C20.4193 22.0828 20.472 21.9556 20.472 21.823V8.059L12.674 0.939003Z\"><\/path><path fill=\"#e3e3e3\" d=\"M12.674 0.939003C12.4898 0.770917 12.2494 0.677734 12 0.677734C11.7506 0.677734 11.5102 0.770917 11.326 0.939003L3.5 8.084V11.407L11.326 4.262C11.5102 4.09392 11.7506 4.00073 12 4.00073C12.2494 4.00073 12.4898 4.09392 12.674 4.262L20.474 11.381V8.059L12.674 0.939003Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M3.5 11.3V21.8C3.5 21.9327 3.55268 22.0598 3.64645 22.1536C3.74021 22.2474 3.86739 22.3 4 22.3H11\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M0.5 10.8L11.326 0.913002C11.5102 0.744916 11.7506 0.651733 12 0.651733C12.2494 0.651733 12.4898 0.744916 12.674 0.913002L23.5 10.8\"><\/path><path fill=\"#06d9fa\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M13 5.297H11C10.7239 5.297 10.5 5.52085 10.5 5.797V7.797C10.5 8.07314 10.7239 8.297 11 8.297H13C13.2761 8.297 13.5 8.07314 13.5 7.797V5.797C13.5 5.52085 13.2761 5.297 13 5.297Z\"><\/path><path fill=\"#ffef5e\" d=\"M17.5 23.3001C18.6867 23.3001 19.8467 22.9482 20.8334 22.2889C21.8201 21.6296 22.5892 20.6925 23.0433 19.5962C23.4974 18.4998 23.6162 17.2934 23.3847 16.1295C23.1532 14.9656 22.5818 13.8965 21.7426 13.0574C20.9035 12.2183 19.8344 11.6469 18.6705 11.4153C17.5067 11.1838 16.3003 11.3026 15.2039 11.7568C14.1075 12.2109 13.1705 12.9799 12.5112 13.9666C11.8519 14.9533 11.5 16.1134 11.5 17.3001C11.5 18.8914 12.1321 20.4175 13.2574 21.5427C14.3826 22.6679 15.9087 23.3001 17.5 23.3001Z\"><\/path><path fill=\"#fff9bf\" d=\"M17.5 11.3001C16.2788 11.2991 15.0864 11.6711 14.0824 12.3663C13.0784 13.0615 12.3107 14.0467 11.8819 15.1901C11.4531 16.3336 11.3838 17.5807 11.6831 18.7646C11.9825 19.9486 12.6363 21.0128 13.557 21.8151L22.015 13.3571C21.4535 12.711 20.7599 12.193 19.9809 11.8381C19.202 11.4832 18.356 11.2998 17.5 11.3001V11.3001Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M17.5 23.3001C18.6867 23.3001 19.8467 22.9482 20.8334 22.2889C21.8201 21.6296 22.5892 20.6925 23.0433 19.5962C23.4974 18.4998 23.6162 17.2934 23.3847 16.1295C23.1532 14.9656 22.5818 13.8965 21.7426 13.0574C20.9035 12.2183 19.8344 11.6469 18.6705 11.4153C17.5067 11.1838 16.3003 11.3026 15.2039 11.7568C14.1075 12.2109 13.1705 12.9799 12.5112 13.9666C11.8519 14.9533 11.5 16.1134 11.5 17.3001C11.5 18.8914 12.1321 20.4175 13.2574 21.5427C14.3826 22.6679 15.9087 23.3001 17.5 23.3001Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M19 14.317H16.963C16.651 14.3167 16.3486 14.425 16.1078 14.6235C15.8671 14.8219 15.703 15.0981 15.6438 15.4045C15.5846 15.7108 15.634 16.0282 15.7835 16.3021C15.933 16.5759 16.1733 16.7891 16.463 16.905L18.526 17.73C18.815 17.8463 19.0546 18.0596 19.2036 18.3332C19.3526 18.6068 19.4018 18.9238 19.3427 19.2297C19.2836 19.5356 19.1198 19.8114 18.8796 20.0098C18.6394 20.2082 18.3376 20.3168 18.026 20.317H16\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M17.5 21.317V20.317\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M17.5 14.317V13.317\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tWant a better deal?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tJust like a car, your home loan needs regular maintenance to make sure it is still right for you.  We can review your existing loan for a better rate, and show you options with other lenders.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-673795bf\" data-id=\"673795bf\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-360b7bfb elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"360b7bfb\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span 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15.0336C19.3747 15.1553 19.3011 15.2659 19.2082 15.359C19.1153 15.4522 19.0049 15.5262 18.8834 15.5766C18.7619 15.627 18.6316 15.653 18.5 15.653Z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSeparated or divorced?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLife does not always go to plan, so we are here to help you sort out your finances and manage your property transfers after a relationship breakdown.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-75eeed0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75eeed0\" data-element_type=\"section\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;1&quot;,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;50&quot;}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-15719ef3\" data-id=\"15719ef3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap 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stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M20.5 12.856V5.918\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M10.5 5.918V12.856\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M7.5 8.356L14.869 2.368C15.0473 2.22296 15.2701 2.14378 15.5 2.14378C15.7299 2.14378 15.9527 2.22296 16.131 2.368L23.5 8.356\"><\/path><path fill=\"#ff808c\" d=\"M13.5 12.856V10.856C13.5 10.3256 13.7107 9.81686 14.0858 9.44179C14.4609 9.06671 14.9696 8.856 15.5 8.856C16.0304 8.856 16.5391 9.06671 16.9142 9.44179C17.2893 9.81686 17.5 10.3256 17.5 10.856V12.856\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M13.5 12.856V10.856C13.5 10.3256 13.7107 9.81686 14.0858 9.44179C14.4609 9.06671 14.9696 8.856 15.5 8.856C16.0304 8.856 16.5391 9.06671 16.9142 9.44179C17.2893 9.81686 17.5 10.3256 17.5 10.856V12.856\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M22.5 20.856V17.856H8.5\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tBusiness and Commercial\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe are adept at reading complex financial statements and understanding business structures to assist with housing, commercial and business finance.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7450ee84\" data-id=\"7450ee84\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div 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10.0913 6.63214 11.6174 7.75736 12.7426C8.88258 13.8678 10.4087 14.5 12 14.5C13.5913 14.5 15.1174 13.8678 16.2426 12.7426C17.3679 11.6174 18 10.0913 18 8.49996Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M7.1 17C7.566 18.14 9.582 19 12 19C14.418 19 16.433 18.143 16.9 17C15.2898 16.6547 13.6467 16.487 12 16.5C10.3533 16.487 8.71015 16.6547 7.1 17V17Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M18 7C18 8.716 18.489 11.964 20.315 13.17C20.3919 13.2165 20.455 13.2827 20.4978 13.3617C20.5406 13.4407 20.5616 13.5297 20.5587 13.6195C20.5557 13.7093 20.5289 13.7967 20.481 13.8727C20.4331 13.9487 20.3658 14.0106 20.286 14.052C19.4113 14.4443 18.4344 14.5476 17.497 14.347\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M6 7C6 8.716 5.511 11.964 3.685 13.17C3.60813 13.2165 3.54504 13.2827 3.50221 13.3617C3.45938 13.4407 3.43836 13.5297 3.44132 13.6195C3.44427 13.7093 3.47109 13.7967 3.51901 13.8727C3.56693 13.9487 3.63424 14.0106 3.714 14.052C4.57791 14.4393 5.54197 14.5443 6.469 14.352\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M7 20V23\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M5.5 21.5H8.5\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLoans for professionals\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMedics, Accountants, Lawyers and other professionals often have access to special banking packages and concessions with lenders.  We know who!\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3a304c5d\" data-id=\"3a304c5d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-393c3744 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"393c3744\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" height=\"48\" width=\"48\"><path fill=\"#ff808c\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M19.552 7.31299L21.269 6.32199C21.6109 6.1248 22.0171 6.07149 22.3982 6.17379C22.7794 6.27609 23.1043 6.52562 23.3015 6.86749C23.4987 7.20935 23.552 7.61554 23.4497 7.99671C23.3474 8.37788 23.0979 8.7028 22.756 8.89999L19.566 10.742L19.552 7.31299Z\"><\/path><path fill=\"#ff808c\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M4.448 10.748L1.244 8.89999C0.902132 8.7028 0.652603 8.37788 0.550302 7.99671C0.448 7.61554 0.501308 7.20935 0.698496 6.86749C0.895684 6.52562 1.2206 6.27609 1.60177 6.17379C1.98294 6.07149 2.38913 6.1248 2.731 6.32199L4.448 7.31299V10.748Z\"><\/path><path fill=\"#66e1ff\" d=\"M4.06799 9.59301L4.78299 5.30001C4.86056 4.83726 5.09963 4.41698 5.45773 4.11381C5.81583 3.81063 6.26979 3.64418 6.73899 3.64401H17.261C17.7302 3.64418 18.1842 3.81063 18.5423 4.11381C18.9004 4.41698 19.1394 4.83726 19.217 5.30001L19.932 9.59201L4.06799 9.59301Z\"><\/path><path fill=\"#c2f3ff\" d=\"M14.356 3.64401H6.73899C6.26979 3.64418 5.81583 3.81063 5.45773 4.11381C5.09963 4.41698 4.86056 4.83726 4.78299 5.30001L4.06799 9.59301H8.40699L14.356 3.64401Z\"><\/path><path fill=\"#ff808c\" d=\"M4.59301 9.59299H19.407C20.4679 9.59299 21.4853 10.0144 22.2354 10.7646C22.9856 11.5147 23.407 12.5321 23.407 13.593V15.529C23.407 16.0594 23.1963 16.5681 22.8212 16.9432C22.4461 17.3183 21.9374 17.529 21.407 17.529H2.60001C2.06957 17.529 1.56087 17.3183 1.18579 16.9432C0.81072 16.5681 0.600006 16.0594 0.600006 15.529V13.589C0.601063 12.53 1.022 11.5147 1.77052 10.7656C2.51903 10.0165 3.53405 9.59484 4.59301 9.59299Z\"><\/path><path fill=\"#ffbfc5\" d=\"M19.407 9.59299H4.593C3.53214 9.59299 2.51472 10.0144 1.76458 10.7646C1.01443 11.5147 0.593002 12.5321 0.593002 13.593V15.529C0.593288 15.6032 0.597628 15.6773 0.606002 15.751C0.68662 14.7496 1.14107 13.8153 1.87903 13.1336C2.61699 12.452 3.58441 12.073 4.589 12.072H19.407C20.4116 12.073 21.379 12.452 22.117 13.1336C22.8549 13.8153 23.3094 14.7496 23.39 15.751C23.3984 15.6773 23.4027 15.6032 23.403 15.529V13.589C23.4019 12.5295 22.9806 11.5137 22.2314 10.7646C21.4823 10.0154 20.4665 9.59405 19.407 9.59299V9.59299Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M4.59301 9.59299H19.407C20.4679 9.59299 21.4853 10.0144 22.2354 10.7646C22.9856 11.5147 23.407 12.5321 23.407 13.593V15.529C23.407 16.0594 23.1963 16.5681 22.8212 16.9432C22.4461 17.3183 21.9374 17.529 21.407 17.529H2.60001C2.06957 17.529 1.56087 17.3183 1.18579 16.9432C0.81072 16.5681 0.600006 16.0594 0.600006 15.529V13.589C0.601063 12.53 1.022 11.5147 1.77052 10.7656C2.51903 10.0165 3.53405 9.59484 4.59301 9.59299Z\"><\/path><path fill=\"#ffef5e\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M4.06799 15.542C4.88924 15.542 5.55499 14.8762 5.55499 14.055C5.55499 13.2337 4.88924 12.568 4.06799 12.568C3.24675 12.568 2.58099 13.2337 2.58099 14.055C2.58099 14.8762 3.24675 15.542 4.06799 15.542Z\"><\/path><path fill=\"#ffef5e\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M19.932 15.542C20.7533 15.542 21.419 14.8762 21.419 14.055C21.419 13.2337 20.7533 12.568 19.932 12.568C19.1108 12.568 18.445 13.2337 18.445 14.055C18.445 14.8762 19.1108 15.542 19.932 15.542Z\"><\/path><path stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M4.06799 9.59301L4.78299 5.30001C4.86056 4.83726 5.09963 4.41698 5.45773 4.11381C5.81583 3.81063 6.26979 3.64418 6.73899 3.64401H17.261C17.7302 3.64418 18.1842 3.81063 18.5423 4.11381C18.9004 4.41698 19.1394 4.83726 19.217 5.30001L19.932 9.59201L4.06799 9.59301Z\"><\/path><path fill=\"#b2b2b2\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M5.55499 17.525V19.013C5.55499 19.4074 5.39833 19.7856 5.11946 20.0645C4.84059 20.3433 4.46237 20.5 4.06799 20.5C3.67362 20.5 3.29539 20.3433 3.01653 20.0645C2.73766 19.7856 2.58099 19.4074 2.58099 19.013V17.525H5.55499Z\"><\/path><path fill=\"#b2b2b2\" stroke=\"#191919\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M21.419 17.525V19.013C21.419 19.4074 21.2623 19.7856 20.9835 20.0645C20.7046 20.3433 20.3264 20.5 19.932 20.5C19.5376 20.5 19.1594 20.3433 18.8805 20.0645C18.6017 19.7856 18.445 19.4074 18.445 19.013V17.525H21.419Z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tVehicles and equipment\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAnd yes, we can also help with loans for cars, business vehicles and equipment through our network of lenders!\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20d41d16 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"20d41d16\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ed13a4f\" data-id=\"4ed13a4f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77da3f35 elementor-widget elementor-widget-heading\" data-id=\"77da3f35\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Frequently asked<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c4fc716 elementor-widget elementor-widget-heading\" data-id=\"6c4fc716\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;0.5&quot;,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;50&quot;}},&quot;motion_fx_opacity_effect&quot;:&quot;yes&quot;,&quot;motion_fx_opacity_range&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:&quot;0&quot;,&quot;end&quot;:&quot;50&quot;}},&quot;motion_fx_opacity_direction&quot;:&quot;out-in&quot;,&quot;motion_fx_opacity_level&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-40a0dd79 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40a0dd79\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-55dbe7c4\" data-id=\"55dbe7c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-545cabfa elementor-widget elementor-widget-toggle\" data-id=\"545cabfa\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-toggle{text-align:start}.elementor-toggle .elementor-tab-title{font-weight:700;line-height:1;margin:0;padding:15px;border-bottom:1px solid #d5d8dc;cursor:pointer;outline:none}.elementor-toggle .elementor-tab-title .elementor-toggle-icon{display:inline-block;width:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon svg{margin-inline-start:-5px;width:1em;height:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-right{float:right;text-align:right}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-left{float:left;text-align:left}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-closed{display:block}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-opened{display:none}.elementor-toggle .elementor-tab-title.elementor-active{border-bottom:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-closed{display:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-opened{display:block}.elementor-toggle .elementor-tab-content{padding:15px;border-bottom:1px solid #d5d8dc;display:none}@media (max-width:600px){.elementor-toggle .elementor-tab-title{padding:12px}.elementor-toggle .elementor-tab-content{padding:12px 10px}}.e-con-inner>.elementor-widget-toggle,.e-con>.elementor-widget-toggle{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1411\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1411\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-arrow-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-arrow-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Do you charge fees?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1411\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1411\"><p>In most cases, no, and if a fee is necessary we will tell you upfront.<\/p><p>Banks normally pay us a commission for bringing new business, and we often negotiate better deals than if you went direct.<\/p><p>It&#8217;s a win-win!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1412\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1412\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-arrow-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-arrow-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How much deposit do I need?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1412\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1412\"><p>Ah\u2026 the proverbial question! \u00a0It can be possible to get into your new home with a deposit of 2% of your purchase price, plus a little extra to cover solicitor costs.<\/p><p>Or, if a parent or close family member is prepared to be your guarantor it is even less. \u00a0<\/p><p>However, if you have a 20% deposit you could save on fees and get a better rate. We can discuss your options with you and help you make a plan that suits your circumstances.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1413\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1413\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-arrow-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-arrow-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">When do I need to pay the deposit?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1413\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1413\"><p>You will need to pay a certain amount of your deposit to the real estate agent when you offer to purchase your new home, and this is held in a Trust account until the sale is completed, when it is released and paid towards the purchase. If your finance is declined the deposit is refunded. \u00a0Typically this is around 1-5% of your purchase price and can be negotiated with the real estate agent.<br \/><br \/>If further deposit needs to be paid to complete the purchase then this is paid at settlement, which is the term used to describle when ownership changes to you. \u00a0You will need to have evidence of the available deposit upfront when you apply for finance.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1414\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1414\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-arrow-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-arrow-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How much can I borrow?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1414\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1414\"><p>This is very much a case by case calculation that considers your income, expenses, existing loans and credit facilities and family size. \u00a0Further, the calculation can vary significantly between lenders!<\/p><p>We know lender policies and have access to their assessment tools so that we can see how much they are likely to approve for you.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Do you charge fees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>In most cases, no, and if a fee is necessary we will tell you upfront.<\\\/p><p>Banks normally pay us a commission for bringing new business, and we often negotiate better deals than if you went direct.<\\\/p><p>It&#8217;s a win-win!<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How much deposit do I need?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Ah\\u2026 the proverbial question! \\u00a0It can be possible to get into your new home with a deposit of 2% of your purchase price, plus a little extra to cover solicitor costs.<\\\/p><p>Or, if a parent or close family member is prepared to be your guarantor it is even less. \\u00a0<\\\/p><p>However, if you have a 20% deposit you could save on fees and get a better rate. We can discuss your options with you and help you make a plan that suits your circumstances.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"When do I need to pay the deposit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>You will need to pay a certain amount of your deposit to the real estate agent when you offer to purchase your new home, and this is held in a Trust account until the sale is completed, when it is released and paid towards the purchase. If your finance is declined the deposit is refunded. \\u00a0Typically this is around 1-5% of your purchase price and can be negotiated with the real estate agent.<br \\\/><br \\\/>If further deposit needs to be paid to complete the purchase then this is paid at settlement, which is the term used to describle when ownership changes to you. \\u00a0You will need to have evidence of the available deposit upfront when you apply for finance.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How much can I borrow?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>This is very much a case by case calculation that considers your income, expenses, existing loans and credit facilities and family size. \\u00a0Further, the calculation can vary significantly between lenders!<\\\/p><p>We know lender policies and have access to their assessment tools so that we can see how much they are likely to approve for you.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6e28e71a\" data-id=\"6e28e71a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-151310dd elementor-widget elementor-widget-toggle\" data-id=\"151310dd\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-3531\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-3531\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-arrow-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-arrow-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How do I get started?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-3531\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-3531\"><p>We start with a chat to develop an understanding of your situation, and can see fairly quickly if we can help you straight away or whether we need to do some preparation first. \u00a0\u00a0<\/p><p>In most cases we offer a video and phone based consultation service which means that we have additional availability to speak at a time that suits you!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-3532\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-3532\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-arrow-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-arrow-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">How long does it take to get a loan?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-3532\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-3532\"><p>This is very much on a case by case basis, and while it is possible to have an approval within a few days in most cases it can take one or two weeks after we have received the information needed from you for your loan application. \u00a0After approval it normally then takes at least another couple of weeks before you can move into your new home. \u00a0We can set more realistic expectations once we have an understanding of your situation.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-3533\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-3533\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-arrow-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-arrow-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is lenders mortgage insurance?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-3533\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-3533\"><p>This is essentially a risk fee charged through your lender when your loan is over 80% of your property value. \u00a0Should you default on your loan and the bank sells your property, and shortfall on the sale is paid to the bank by the insurer. However, you are then liable to pay the insurer, so it protects the bank and not you! \u00a0There are many ways this can be avoided, ask us how!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-3534\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-3534\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><i class=\"fas fa-arrow-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><i class=\"elementor-toggle-icon-opened fas fa-arrow-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">What is settlement?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-3534\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-3534\"><p>Settlement is the term used to describe the date when ownership of the property changes from the seller to the purchaser. \u00a0This is when the money from your deposit and the loan is paid to the seller, and you get the keys and access to the house. \u00a0<br \/><br \/>You will need to nominate a Settlement Agent to handle the legalities on your behalf and make sure all of the proper forms are completed and Authorities notified. \u00a0We can recommend some good people in this space if you need them.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home loans &amp; finance Mortgage broking services First home Buying or building your first home is an exciting time, and we are here to make sure you know all the incentives that are only available for First Home Buyers. Next home Your first home is rarely your forever home. More space, less space, different location&#8230; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/pages\/9008"}],"collection":[{"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/comments?post=9008"}],"version-history":[{"count":36,"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/pages\/9008\/revisions"}],"predecessor-version":[{"id":9147,"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/pages\/9008\/revisions\/9147"}],"wp:attachment":[{"href":"https:\/\/mortgagesmoneyandme.com\/wp-json\/wp\/v2\/media?parent=9008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}