Based in Perth, Western Australia, we are a grass roots mortgage broking business that believes in putting people first. In this world of AI, ChatGPT and ‘Press 1 for Sales’, we hear you!
The main face behind Mortgages, Money and me is Roni Gors, Business Owner and Principal Mortgage Broker.
We have over 40 lenders on our panel with thousands of products to help you find a loan suitable for your circumstances. Banks can have very different lending criteria so with over 20 years broking experience we know where to look!
Then, our service does not just start and end with placing a loan. We make sure your loan is correctly structured to minimise taxation and to reduce debt as quickly as possible while providing ongoing support to help you stay informed and manage your finances.
Declan Barber11 June 2025 Roni was extremely helpful with obtaining the best home loan for me. Roni is extremely thorough and insightful with the research and information gathered to get the best deal, whilst also making sure it won’t send you into financial ruin. Every step of the way Roni was checking in and making sure I knew where we were at with the process and the next steps needed. Would 100% recommend Roni to anyone looking for the best home loan deal. ash d26 March 2025 Roni was a pleasure to work with. She was incredibly helpful and willing to answer all questions that I had throughout the process and ensured that my individual needs were met. I would 100% recommend working with Roni and highly appreciated her service. Wendy Pike26 February 2025 I highly recommend Roni to anyone in need of a mortgage broker. She was professional, knowledgeable, and incredibly helpful throughout the entire process. I was looking for ways to pay off my mortgage faster, and Roni provided clear explanations every step of the way, ensuring I understood everything. The whole process was completed quickly and efficiently, and thanks to her guidance, I was able to achieve my financial goals. I couldn’t be happier with the service! Kalum Bramley12 October 2024 Roni was exceptional throughout the entire process of buying our first home. She always went over and above to make sure we were supported and had all the information we needed to make the right decisions. She taught us so much and always had our best interests in mind. We will definitely continue to work with Roni in the future Thanks for everything Roni! You’re a star King Ho14 August 2024 Roni was amazing! She managed to get my loan through in record time. She is professional, efficient and excellent with communication. Will definately use her services in the future and highly recommend her! Thanks Roni!! emma howat22 July 2024 Roni was fabulous. We didn't have a straightforward loan situation and she found options to make it work for us. She was always easy to contact and was able to answer any query's we had with great detail. I would highly recommend Roni to anyone needing her service. Emma Evelyn Snook30 May 2024 Roni is fantastic. So helpful, knowledgeable, and willing to take the time to explain everything at each step of the way from first thinking about a mortgage, to arranging pre-approval, and applying for the loan. Nicola Milan29 May 2024 Roni from 'Mortgages, Money and Me' goes above and beyond and I couldn't recommend her more highly. She not only made buying my first home a breeze and secured me an excellent rate and loan for someone with a more complex financial set up (contractor/ freelance) but has consistently been there, making sure the bank reduces the rates when possible. She even worked her magic to secure me a below market average rate for when my loan came off fixed. Thanks Roni! Amber24 May 2024 As a first time property buyer with a rocky settlement journey, Roni was there for me from day dot, providing guidance and support on my financial situation before I'd even looked at my first property! Not only this, but after almost 6 months of work to finally settle, she didn't charge me a cent as a SSTUWA member! Roni went above and beyond just finding the right loan; she answered every one of the hundreds of questions I had with both expertise and empathy. When there were issues with my first buy and I didn't reach settlement, Roni still stuck by me and provided reassurance and continued guidance as my journey continued. She even went so far as to put a pushy salesman in his place on my behalf when he wouldn't take no for an answer! I can't imagine I'd have managed to complete this journey without you Roni, thank you so much for everything! I'd give you a hundred stars if it were possible.Google rating score: 5.0 of 5, based on 20 reviews
While Roni makes her money from, well… money, she lives by the principle that life is more than money!
After all, life is for living and money is the tool that helps do just that.
Apart from running this brokerage for the past 20 years Roni has done this as a single parent and cancer survivor, both of which has contributed to her outlook on life.
Prior to entering the finance broking industry in 2003, she was a Customs Officer, ran an interior design business, a roadhouse, was a farmer, a web designer and worked in accounting and taxation and is a qualified Financial Planner.
Her career as a Finance Broker has drawn on all these previous experiences to provide empathy and understanding to those clients that also have their own stories to tell.
Over the years she has won awards for both residential and commercial lending, and is happiest with her latest, recognition of $250 million in settlements in the past 20 years. To put this into relative terms, this means over 625 successful loans and happy clients.
Photos:
Roni walking Hadrians wall from coast to coast in England, 127 kilometres in 2018.
Receiving a business award for Sole Operator Business of the Year in 2016.
“Roni has been amazing…. While I have been chasing many bills and trying to catch up with credit cards debt as well as keeping my head above water with loans and mortgages, Roni managed to consolidate my debt with a much better lender at a lower interest rate for my home loan and gotten rid of my credit card debts while saving $10,000 a year! Money I can use wisely in things like private health insurance for me and my family and so much more…..Thank you Roni you are the best!”
Lil, Scarborough
“Ann and I are extremely appreciative for all your assistance in the process of buying our first home. You made what could have been a very stressful and time-consuming process, understandable and streamlined. Mike’s recommendation was certainly well founded. Ann and I will not hesitate to recommend your services to others.”
Todd, York
“We appreciate all your work, time and effort in helping us aquire our first home. Thank you for helping us on our journey.”
Sylvia and David, Mirrabooka
“All of Roni’s qualifications are great, but I think that you will remember Roni’s caring attitude long after your debt is repaid.”
Steve, Osborne Park
Roni is one of those ladies who go the extra mile for you. She is down to earth and will do the best that she can while giving it to you straight – If it isn’t possible or seems a bit dodgy Roni will let you know. I have dealt with many mortgage brokers over 10 years of property investing and I have no hesitation in recommending Roni to either experienced or first time investors.
Hilary, Sorrento
“Since first dealing with Roni in 2007 I have used her for many properties and loan re-investments. She is always very friendly and happy to help you, and if she doesnt have the answer straight away she will get it for you.”
Jodie, Harrisdale
“Thank you for your ongoing professional service. You always provide us with great advice and support. We feel confident moving forward with our financial endeavours thanks to your consistant enthusiasm and energy. Much appreciated!”
Andrew and Debra, Rossmoyne
“Thank you for doing so much for us, much more than we could hope for.”
Jennifer, Matt and Dave, Brigadoon
“Many thanks for all the assistance to get to First Base!”
Sue, City Beach
“Thank you so much for all of your patience and hard work with the loan for our new home.”
Louise and Steve, Melbourne
“Roni’s service, professional attitude and friendly manner took the stress off me finding a suitable lender to re-finance. All correspondence, conversations, papaerwork and emails were fully explained, honest expectations were expressed up front and a speedy follow through of outcomes were experienced. This testimonial is the least I could do in comparison to the financial mess I am now out of.”
Kelli, Bunbury
“Roni is certainly a broker that we can trust to get the job done and we would not hesitate in recommending Roni to our family and friends. We trusted her with our dream and she has made our dream a reality, for which we cannot thank her enough.”
Adrian and Susan, York
“I would not hesitate to recommend Roni Gors to anyone looking for a compassionate, reliable and resourceful finance professional. Roni was genuinely interested in achieving a good outcome for me and always kept me fully informed, ensuring she contacted me outside school hours (I am a teacher), and was patient and understanding when responding to my many queries.”
Anita, Northam
“Roni was willing to answer questions and provide a professional service at all times.”
Elizabeth, Willeton
“Roni’s knowledge of what was possible, coupled with a willingness to listed has meant that it will be easier for me to move forward with my plans”
Louise, Esperence
“Thank you for your guidance, PATIENCE and expertise!”
Katrina and Ian, Hocking
“Just a small note to say a big Thank You for all your hard work for us, we really appreaciate all your help!”
Kind regards, John, Kelli-Ann and Jessica, Innaloo
“We are now proud homeowners and will certainly seek Roni’s knowledge and advice at our next purchase.”
Chris and Tina, Embleton
“Roni was undoubtedly the most positive, creative and effecient financial representative we have dealt with. We would have no hesitation in referring anyone to her. As a client you can be assured of total professionalism, couple with a genuine concern for your needs.”
Graham and Kathryn, Bassendean
“We are very impressed with the way Roni dealt with our home loan. Nothing was too difficult for her, everything went very smoothly and the fact that Roni was in Perth at the other end of Australia and we are in Gympie, QLD was no obstacle for her at all. We would definitely recommend her services to our family and friends.”
Wayne & Val, Gympie, Qld