© Copyright 2010 - 2023, Apple Road Pty Ltd t/as Mortgages, Money and Me
Based in Perth, Western Australia, we are a grass roots mortgage broking business that believes in putting people first. In this world of AI, ChatGPT and ‘Press 1 for Sales’, we hear you!
The main face behind Mortgages, Money and me is Roni Gors, Business Owner and Principal Mortgage Broker.
We have over 40 lenders on our panel with thousands of products to help you find a loan suitable for your circumstances. Banks can have very different lending criteria so with over 20 years broking experience we know where to look!
Then, our service does not just start and end with placing a loan. We make sure your loan is correctly structured to minimise taxation and to reduce debt as quickly as possible while providing ongoing support to help you stay informed and manage your finances.
While Roni makes her money from, well… money, she lives by the principle that life is more than money!
After all, life is for living and money is the tool that helps do just that.
Apart from running this brokerage for the past 20 years Roni has done this as a single parent and cancer survivor, both of which has contributed to her outlook on life.
Prior to entering the finance broking industry in 2003, she was a Customs Officer, ran an interior design business, a roadhouse, was a farmer, a web designer and worked in accounting and taxation and is a qualified Financial Planner.
Her career as a Finance Broker has drawn on all these previous experiences to provide empathy and understanding to those clients that also have their own stories to tell.
Over the years she has won awards for both residential and commercial lending, and is happiest with her latest, recognition of $250 million in settlements in the past 20 years. To put this into relative terms, this means over 625 successful loans and happy clients.
Roni walking Hadrians wall from coast to coast in England, 127 kilometres in 2018.
Receiving a business award for Sole Operator Business of the Year in 2016.
“Roni has been amazing…. While I have been chasing many bills and trying to catch up with credit cards debt as well as keeping my head above water with loans and mortgages, Roni managed to consolidate my debt with a much better lender at a lower interest rate for my home loan and gotten rid of my credit card debts while saving $10,000 a year! Money I can use wisely in things like private health insurance for me and my family and so much more…..Thank you Roni you are the best!”
“Ann and I are extremely appreciative for all your assistance in the process of buying our first home. You made what could have been a very stressful and time-consuming process, understandable and streamlined. Mike’s recommendation was certainly well founded. Ann and I will not hesitate to recommend your services to others.”
“We appreciate all your work, time and effort in helping us aquire our first home. Thank you for helping us on our journey.”
Sylvia and David, Mirrabooka
“All of Roni’s qualifications are great, but I think that you will remember Roni’s caring attitude long after your debt is repaid.”
Steve, Osborne Park
Roni is one of those ladies who go the extra mile for you. She is down to earth and will do the best that she can while giving it to you straight – If it isn’t possible or seems a bit dodgy Roni will let you know. I have dealt with many mortgage brokers over 10 years of property investing and I have no hesitation in recommending Roni to either experienced or first time investors.
“Since first dealing with Roni in 2007 I have used her for many properties and loan re-investments. She is always very friendly and happy to help you, and if she doesnt have the answer straight away she will get it for you.”
“Thank you for your ongoing professional service. You always provide us with great advice and support. We feel confident moving forward with our financial endeavours thanks to your consistant enthusiasm and energy. Much appreciated!”
Andrew and Debra, Rossmoyne
“Thank you for doing so much for us, much more than we could hope for.”
Jennifer, Matt and Dave, Brigadoon
“Many thanks for all the assistance to get to First Base!”
Sue, City Beach
“Thank you so much for all of your patience and hard work with the loan for our new home.”
Louise and Steve, Melbourne
“Roni’s service, professional attitude and friendly manner took the stress off me finding a suitable lender to re-finance. All correspondence, conversations, papaerwork and emails were fully explained, honest expectations were expressed up front and a speedy follow through of outcomes were experienced. This testimonial is the least I could do in comparison to the financial mess I am now out of.”
“Roni is certainly a broker that we can trust to get the job done and we would not hesitate in recommending Roni to our family and friends. We trusted her with our dream and she has made our dream a reality, for which we cannot thank her enough.”
Adrian and Susan, York
“I would not hesitate to recommend Roni Gors to anyone looking for a compassionate, reliable and resourceful finance professional. Roni was genuinely interested in achieving a good outcome for me and always kept me fully informed, ensuring she contacted me outside school hours (I am a teacher), and was patient and understanding when responding to my many queries.”
“Roni was willing to answer questions and provide a professional service at all times.”
“Roni’s knowledge of what was possible, coupled with a willingness to listed has meant that it will be easier for me to move forward with my plans”
“Thank you for your guidance, PATIENCE and expertise!”
Katrina and Ian, Hocking
“Just a small note to say a big Thank You for all your hard work for us, we really appreaciate all your help!”
Kind regards, John, Kelli-Ann and Jessica, Innaloo
“We are now proud homeowners and will certainly seek Roni’s knowledge and advice at our next purchase.”
Chris and Tina, Embleton
“Roni was undoubtedly the most positive, creative and effecient financial representative we have dealt with. We would have no hesitation in referring anyone to her. As a client you can be assured of total professionalism, couple with a genuine concern for your needs.”
Graham and Kathryn, Bassendean
“We are very impressed with the way Roni dealt with our home loan. Nothing was too difficult for her, everything went very smoothly and the fact that Roni was in Perth at the other end of Australia and we are in Gympie, QLD was no obstacle for her at all. We would definitely recommend her services to our family and friends.”
Wayne & Val, Gympie, Qld