Mortgages, Money and Me


Who are we?

Based in Perth, Western Australia, we are a grass roots mortgage broking business that believes in putting people first.  In this world of AI, ChatGPT and ‘Press 1 for Sales’, we hear you!

The main face behind Mortgages, Money and me is Roni Gors, Business Owner and Principal Mortgage Broker.

How can we help?

We have over 40 lenders on our panel with thousands of products to help you find a loan suitable for your circumstances.  Banks can have very different lending criteria so with over 20 years broking experience we know where to look!

Then, our service does not just start and end with placing a loan. We make sure your loan is correctly structured to minimise taxation and to reduce debt as quickly as possible while providing ongoing support to help you stay informed and manage your finances.

Financial analysis


What our clients say

Julien Sanchez
Julien Sanchez
26 August 2023
Excellent service, Roni! I was in search of a mortgage broker who could assist me with the rising interest rates. I had specific expectations from a mortgage broker: expertise, professionalism, attentive listening skills, and a strong sense of care (the previous mortgage broker I dealt with barely remembered my name and my details...). For the past few months, the bank kept sending me letter with rising rates. And with my variable rate going up month after month, I decided to take action and talk to another mortgage broker. Roni promptly came to my aid, showing top of the industry and remarkable dedication that left me feeling incredibly happy. Surely the best mortgage broker I have dealt with so far. Not only did she provided me with informative advice, but she also managed to lower my mortgage repayments beyond my expectations, within a week! I was referred to Roni by my friend Jan, and I truly appreciate the significant amount of work she accomplished on my behalf in such a short time span. I would highly recommend Roni to anyone looking for a good mortgage broker. I would like to thank you Roni for your dedication, care, and expertise. I now feel well-supported and much more at ease when dealing with banks. 5 star, without any doubt!
Gary Smallacombe
Gary Smallacombe
24 May 2023
Can highly recommend Roni - shes been our broker for 12 years now and can never fault the service.
Karrie Woolgar
Karrie Woolgar
3 April 2023
Roni has helped us with our initial mortgage 3 years ago and again recently to refinance when our fixed rate expired. Roni was happy to spend time putting various options to us and through discussions help us to decide on a lender and rates that were best suited to our circumstances. Roni supported us through the whole process of completing and submitting forms and applications and was always at the end of the phone to answer our queries. Thanks Roni for your ongoing support and help, seeing us through the process the whole way. You made our life so much easier! Thank You. Darren and Karrie
Jan Glas
Jan Glas
13 October 2022
Roni was an absolute legend! Did everything she could to help us and as a result of that we are saving over $700 a month on our new mortgage! Went above and beyond working late hours to meet deadlines and coming with options and solutions that got us over the line! Would recommend her to anyone looking for the best service and financial results!!
4 October 2022
We have been with Roni and MM&M for many years utilising her expertise and industry contacts through a number of personal and investment financing situations. The diligence and customer service Roni constantly shows makes our experience a lot less stressful and complex. Thanks Roni and no doubt we'll be pushing more business your way at some point in the future
Geoff Colton
Geoff Colton
4 October 2022
Roni is an outstanding provider of financial knowledge and the best products for your needs. Two separate mortgage renewals for me and not a hitch either time and she tirelessly works in the background to get my rate reviewed without me having to ask. I love the occasional email letting me know she has helped me yet again. I cannot recommend Roni highly enough. GC
Paul Nulaki
Paul Nulaki
28 September 2022
Mortgages, Money and Me was recommended to me, several years ago, by a friend who had dealt with them previously. The principal, Roni, spent days looking for the best options for my mortgage and got me a great rate. Mortgages, Money and Me have been very proactive, checking on a regular basis to ensure I had the best rate and keeping me informed of everything that they were doing for me. I have recommended Mortgages, Money and Me to my friends and they have all been thoroughly happy with her service. I would confidently recommend Mortgages, Money and Me to anyone wanting a great mortgage broker.
Gary Beilby
Gary Beilby
28 September 2022
I thought a mortgage broker was just about providing a bunch of options from lenders who the broker is little more than a salesperson for. Roni at MM&M was just amazing. Since getting me the best deal by far with my own bank (really) 2 years ago, Roni has twice gone back to the bank and wrangled rate drops for me - without me needing to do anything! I just get an Email saying "I got your rate down lower again, no need to do anything." Truly amazing service.

Meet your broker

Roni Gors

While Roni makes her money from, well… money, she lives by the principle that life is more than money!

After all, life is for living and money is the tool that helps do just that.

Apart from running this brokerage for the past 20 years Roni has done this as a single parent and cancer survivor, both of which has contributed to her outlook on life.

Prior to entering the finance broking industry in 2003, she was a Customs Officer, ran an interior design business, a roadhouse,  was a farmer, a web designer and worked in accounting and taxation and is a qualified Financial Planner.

Her career as a Finance Broker has drawn on all these previous experiences to provide empathy and understanding to those clients that also have their own stories to tell.

Over the years she has won awards for both residential and commercial lending, and is happiest with her latest, recognition of $250 million in settlements in the past 20 years.  To put this into relative terms, this means over 625 successful loans and happy clients. 


Roni walking Hadrians wall from coast to coast in England, 127 kilometres in 2018.

Receiving a business award for Sole Operator Business of the Year in 2016. 


Roni holding a mortgage broking award.
Roni Gors with cat

More testimonials

“Roni has been amazing…. While I have been chasing many bills and trying to catch up with credit cards debt as well as keeping my head above water with loans and mortgages, Roni managed to consolidate my debt with a much better lender at a lower interest rate for my home loan and gotten rid of my credit card debts while saving $10,000 a year! Money I can use wisely in things like private health insurance for me and my family and so much more…..Thank you Roni you are the best!”

Lil, Scarborough

“Ann and I are extremely appreciative for all your assistance in the process of buying our first home. You made what could have been a very stressful and time-consuming process, understandable and streamlined. Mike’s recommendation was certainly well founded. Ann and I will not hesitate to recommend your services to others.”

Todd, York

“We appreciate all your work, time and effort in helping us aquire our first home. Thank you for helping us on our journey.”

Sylvia and David, Mirrabooka

“All of Roni’s qualifications are great, but I think that you will remember Roni’s caring attitude long after your debt is repaid.”

Steve, Osborne Park

Roni is one of those ladies who go the extra mile for you. She is down to earth and will do the best that she can while giving it to you straight – If it isn’t possible or seems a bit dodgy Roni will let you know. I have dealt with many mortgage brokers over 10 years of property investing and I have no hesitation in recommending Roni to either experienced or first time investors.

Hilary, Sorrento

“Since first dealing with Roni in 2007 I have used her for many properties and loan re-investments. She is always very friendly and happy to help you, and if she doesnt have the answer straight away she will get it for you.”

Jodie, Harrisdale

“Thank you for your ongoing professional service. You always provide us with great advice and support. We feel confident moving forward with our financial endeavours thanks to your consistant enthusiasm and energy. Much appreciated!”

Andrew and Debra, Rossmoyne

“Thank you for doing so much for us, much more than we could hope for.”

Jennifer, Matt and Dave, Brigadoon

“Many thanks for all the assistance to get to First Base!”

Sue, City Beach

“Thank you so much for all of your patience and hard work with the loan for our new home.”

Louise and Steve, Melbourne

“Roni’s service, professional attitude and friendly manner took the stress off me finding a suitable lender to re-finance. All correspondence, conversations, papaerwork and emails were fully explained, honest expectations were expressed up front and a speedy follow through of outcomes were experienced. This testimonial is the least I could do in comparison to the financial mess I am now out of.”

Kelli, Bunbury

“Roni is certainly a broker that we can trust to get the job done and we would not hesitate in recommending Roni to our family and friends. We trusted her with our dream and she has made our dream a reality, for which we cannot thank her enough.”

Adrian and Susan, York

“I would not hesitate to recommend Roni Gors to anyone looking for a compassionate, reliable and resourceful finance professional. Roni was genuinely interested in achieving a good outcome for me and always kept me fully informed, ensuring she contacted me outside school hours (I am a teacher), and was patient and understanding when responding to my many queries.”

Anita, Northam

“Roni was willing to answer questions and provide a professional service at all times.”

Elizabeth, Willeton

“Roni’s knowledge of what was possible, coupled with a willingness to listed has meant that it will be easier for me to move forward with my plans”

Louise, Esperence

“Thank you for your guidance, PATIENCE and expertise!”

Katrina and Ian, Hocking

“Just a small note to say a big Thank You for all your hard work for us, we really appreaciate all your help!”

Kind regards, John, Kelli-Ann and Jessica, Innaloo

“We are now proud homeowners and will certainly seek Roni’s knowledge and advice at our next purchase.”

Chris and Tina, Embleton

“Roni was undoubtedly the most positive, creative and effecient financial representative we have dealt with. We would have no hesitation in referring anyone to her. As a client you can be assured of total professionalism, couple with a genuine concern for your needs.”

Graham and Kathryn, Bassendean

“We are very impressed with the way Roni dealt with our home loan. Nothing was too difficult for her, everything went very smoothly and the fact that Roni was in Perth at the other end of Australia and we are in Gympie, QLD was no obstacle for her at all. We would definitely recommend her services to our family and friends.”

Wayne & Val, Gympie, Qld