Perth mortgage broker

Residential, investment and commercial finance

We compare lenders to help find the finance you need for the place you want… with strategies and reviews to help you pay it back sooner!

Why us

Professional advice

With over 30 years of finance broking, accounting and financial planning experience we provide mortgage advice and services to help you save money and own your home sooner.

How much can you borrow?

How much you can spend on your home will be determined by your savings, existing commitments and your income. We can help see how much you can borrow, and how much your loan repayments are likely to be.

Help Choosing your loan

With access to over 40 lenders and hundreds of loan products we help you choose a loan and lender that not only offer a great rate, but also service and features to help you meet your financial goals and objectives.

government Grants and Cashbacks

Government Grants, cash incentives and lender special promotions change regularly so we make sure that you know what is available and help you get it.

Ongoing support

We don’t leave you on your own after your loan settles! We provide free ongoing support with loan reviews and industry updates, remaining available for any ongoing questions you may have.

How can we help?

We keep it simple

We negotiate rates and deals on your behalf, managing your loan application from start to finish and remain at your service afterwards for ongoing reviews and support.

Home loans & finance

Mortgage broking services

First home

Buying or building your first home is an exciting time, and we are here to make sure you know all the incentives that are only available for First Home Buyers.

Next home

Your first home is rarely your forever home. More space, less space, different location... whatever the reason we are here to help with your move!

Property investment

We help with the correct loan structure to maximise tax benefit and assist with wealth creation while minimising your personal exposure as much as possible.

Building or renovating?

Building a house, or renovating an existing one, requires a specific finance structure to help meet deadlines, minimise costs ad allow for progress payments.

Want a better deal?

Just like a car, your home loan needs regular maintenance to make sure it is still right for you. We can review your existing loan for a better rate, and show you options with other lenders.

Self employed?

We are adept at reading complex financial statements and understanding business structures to assist with housing, commercial and business finance.

Testimonials

What our clients say

Julien Sanchez

26 August 2023

Excellent service, Roni! I was in search of a mortgage broker who could assist me with the rising interest rates. I had specific expectations from a mortgage broker: expertise, professionalism, attentive listening skills, and a strong sense of care (the previous mortgage broker I dealt with barely remembered my name and my details...). For the past few months, the bank kept sending me letter with rising rates. And with my variable rate going up month after month, I decided to take action and talk to another mortgage broker. Roni promptly came to my aid, showing top of the industry and remarkable dedication that left me feeling incredibly happy. Surely the best mortgage broker I have dealt with so far. Not only did she provided me with informative advice, but she also managed to lower my mortgage repayments beyond my expectations, within a week! I was referred to Roni by my friend Jan, and I truly appreciate the significant amount of work she accomplished on my behalf in such a short time span. I would highly recommend Roni to anyone looking for a good mortgage broker. I would like to thank you Roni for your dedication, care, and expertise. I now feel well-supported and much more at ease when dealing with banks. 5 star, without any doubt!

Gary Smallacombe

24 May 2023

Can highly recommend Roni - shes been our broker for 12 years now and can never fault the service.

Karrie Woolgar

3 April 2023

Roni has helped us with our initial mortgage 3 years ago and again recently to refinance when our fixed rate expired. Roni was happy to spend time putting various options to us and through discussions help us to decide on a lender and rates that were best suited to our circumstances. Roni supported us through the whole process of completing and submitting forms and applications and was always at the end of the phone to answer our queries. Thanks Roni for your ongoing support and help, seeing us through the process the whole way. You made our life so much easier! Thank You. Darren and Karrie

matt a

22 December 2022

20 years ago I started investing in property using a number of different brokers, not entirely satisfied with their service. Then I found Roni. She is by far more knowledgeable, helpful, and efficient than any of the brokers I’ve previously used. Roni is never far away, and promptly returns all communication. I always feel as though I’m her No. 1 client, and I’m sure her other clients feel the same way. On more than one occasion Roni has contacted me, out-of-the-blue, to advise me that she’s just managed to reduce the interest rate on one, or several, of my loans! I have been with Roni at Mortgages, Money and Me for around 15 years now and have never looked back 😊

Jan Glas

13 October 2022

Roni was an absolute legend! Did everything she could to help us and as a result of that we are saving over $700 a month on our new mortgage! Went above and beyond working late hours to meet deadlines and coming with options and solutions that got us over the line! Would recommend her to anyone looking for the best service and financial results!!

Majesa

4 October 2022

We have been with Roni and MM&M for many years utilising her expertise and industry contacts through a number of personal and investment financing situations. The diligence and customer service Roni constantly shows makes our experience a lot less stressful and complex. Thanks Roni and no doubt we'll be pushing more business your way at some point in the future

Geoff Colton

4 October 2022

Roni is an outstanding provider of financial knowledge and the best products for your needs. Two separate mortgage renewals for me and not a hitch either time and she tirelessly works in the background to get my rate reviewed without me having to ask. I love the occasional email letting me know she has helped me yet again. I cannot recommend Roni highly enough. GC

Paul Nulaki

28 September 2022

Mortgages, Money and Me was recommended to me, several years ago, by a friend who had dealt with them previously. The principal, Roni, spent days looking for the best options for my mortgage and got me a great rate. Mortgages, Money and Me have been very proactive, checking on a regular basis to ensure I had the best rate and keeping me informed of everything that they were doing for me. I have recommended Mortgages, Money and Me to my friends and they have all been thoroughly happy with her service. I would confidently recommend Mortgages, Money and Me to anyone wanting a great mortgage broker.

Gary Beilby

28 September 2022

I thought a mortgage broker was just about providing a bunch of options from lenders who the broker is little more than a salesperson for. Roni at MM&M was just amazing. Since getting me the best deal by far with my own bank (really) 2 years ago, Roni has twice gone back to the bank and wrangled rate drops for me - without me needing to do anything! I just get an Email saying "I got your rate down lower again, no need to do anything." Truly amazing service.

Client Stories

More than Money

In 2022 Jan and Liliana had a new baby, reduced income, and a home loan with an insanely high interest rate with more interest rate rises on the horizon. Something had to give, and Jan was determined it wouldn’t be him!